Next-Level Borrowing: How to Apply for Loans the Smart Way
How to Choose the Right Personal Loan, Avoid High Interest Rates, and Steer Clear of Predatory Cash Advances Whether you’re consolidating debt, covering emergency expenses,…
Category: Personal Finance
Summer Fun on a Budget: How to Enjoy the Season Without Derailing Your Financial Goals
Summer is the season of sunshine, vacations, and memory-making—but it’s also a time when expenses can quickly spiral out of control, especially for families working…
Reverse Mortgages Explained: Is It Better Than a Home Equity Loan?
For many homeowners nearing retirement or looking to access cash in later life, tapping into home equity can be an attractive option. Reverse mortgages and…
Investing for Beginners: Choosing the Best Options for Long-Term Financial Growth
Whether you’re fresh out of college or finally ready to make your money work for you, getting started with investing can feel overwhelming. With flashy…
How to Stick to Your Variable Budget: 15 Proven Strategies for Success
If you struggle with staying within your variable budget, you’re not alone. Managing variable expenses—those day-to-day costs like dining out, groceries, entertainment, and spontaneous online…
Financial Coaching vs. Budgeting Apps: Which One Actually Works?
Taking control of your financial future is a significant step toward personal freedom and long-term success. Yet, with so many resources available, it can be…
The Decision to File Bankruptcy: Facts vs. Fears
The word “bankruptcy” often sparks anxiety, shame, or fear—but what if we told you that bankruptcy isn’t the end? At Level Coaching, we believe it…
Life after a DS Program
Completing a debt settlement program is a major accomplishment—one that represents months (or years) of hard work, discipline, and resilience. At Level Coaching, we celebrate…
Budgeting for Our Pets’ Emergencies: Financially Preparing for Your Furry Family
As financial experts, we’ve seen many families plan meticulously for human emergencies while overlooking one important member of the household: the family pet. Veterinary costs—especially…
Top Must-Read Books on Budgeting and Personal Finance
Mastering budgeting and financial management isn’t just about numbers—it’s about understanding money habits, making smart financial decisions, and planning for long-term success. Whether you’re new…