Financial Coaching vs. Budgeting Apps: Which One Actually Works?
Taking control of your financial future is a significant step toward personal freedom and long-term success. Yet, with so many resources available, it can be…
Category: Money Management
The Decision to File Bankruptcy: Facts vs. Fears
The word “bankruptcy” often sparks anxiety, shame, or fear—but what if we told you that bankruptcy isn’t the end? At Level Coaching, we believe it…
Life after a DS Program
Completing a debt settlement program is a major accomplishment—one that represents months (or years) of hard work, discipline, and resilience. At Level Coaching, we celebrate…
Budgeting for Our Pets’ Emergencies: Financially Preparing for Your Furry Family
As financial experts, we’ve seen many families plan meticulously for human emergencies while overlooking one important member of the household: the family pet. Veterinary costs—especially…
Top Must-Read Books on Budgeting and Personal Finance
Mastering budgeting and financial management isn’t just about numbers—it’s about understanding money habits, making smart financial decisions, and planning for long-term success. Whether you’re new…
Mastering Budgeting: Finding the Right Strategy for Your Income and Expenses
Budgeting isn’t about restricting your spending—it’s about taking control of your money and making sure every dollar has a purpose. Without a solid budget in…
The Psychology of Money: How Your Mindset Shapes Your Financial Success
Money isn’t just about numbers—it’s deeply tied to our beliefs, emotions, and habits. Many people struggle with money not because they lack financial knowledge, but…
Tax Refund Season: Smart Ways to Use Your Refund to Strengthen Your Finances
For many Americans, tax refund season feels like a financial boost—an opportunity to spend on long-awaited purchases, vacations, or entertainment. But before you splurge, consider…
The Credit Game: How to Stay in the Game and Level Up Financially
In today’s world, credit plays a major role in financial opportunities—from securing a mortgage to qualifying for the best loan rates. But for many, understanding…
How to Retire on a Tight Budget: Smart Strategies for Late Starters
If you’re approaching retirement age and haven’t saved as much as you’d like, you’re not alone. Many Americans find themselves in their 40s, 50s, or…